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Showing posts from December, 2018

3 Advantages of Borrowing an Instant Loan

Today, it has become very easy to borrow an instant loan to help meet financial emergencies. There are many loan companies, both online as well as those with brick-and-mortar branches that offer instant loans within a very short span of time (sometimes within just 2-3 hours). In case you have a pressing need for which you require immediate funds, an instant loan may be your best bet. These loans are also offered to people who have a low credit score (because of which they cannot avail a personal loan). To help you decide if an instant loan is a suitable alternative for you, we have listed out its three primary advantages. Read on. 1. Instant access to fast cash This is the main advantage that comes with instant loans. The very meaning of an instant loan is that it is approved instantly, and that you get the funds fast. Sometimes the money is transferred directly into your bank account. All you need to do is fill out an application form, that only asks for your personal detail

4 Things to Do Before Taking Out a Wedding Loan

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Getting married is considered to be one of the most important milestones in one’s life, so it’s no surprise that couples who decide to tie the knot end up worrying a lot about how much their wedding will cost them. Planning a wedding is no easy task, as there are a multitude of things that must be taken care of, right from the food and venue to the various ceremonies and gifts. All of these things require a lot of money, which is why most couples opt for a wedding loan ease the financial burden a little bit. A wedding loan is just a simple cash loan, taken for the purpose of covering your wedding costs – there is no specific sort of loan offered for planning a wedding. If you’re a groom-to-be or bride-to-be, you’re sure to be a little worried about how your wedding will pan out. That’s completely normal, and we’ve also listed out four things to do before you borrow a cash loan for your wedding. Read on: 1.  Prepare a budget: This is an essential step you and you

4 Questions You Need to Ask Before Availing a Salary Advance

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 Apart from being a great source of short-term of emergency funds for employees, a salary advance also does a lot for the employer offering the facility in the first place. Offering a salary advance as a form of financial assistance works wonders for employee morale and productivity. It’s not uncommon for you to need financial help from time to time. In such a situation, if your company offers you the facility of borrowing salary advance loans, it’s perfectly alright for you to approach them for one. Before you do so, there are a few things you need to be sure of. We’ve compiled a list of four questions you need to ask your employer before availing a salary advance. Read on.    1.  “Am I eligible?” If your company provides you with the option of borrowing a salary advance as and when you need it, there are chances that they already have certain eligibility criteria in place. It would be wrong to assume that just about everyone in your company can ask for a salary advance. As 

Busting Common Myths about Instant Personal Loans

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  Most people avoid taking loans as they are more of a problem than a solution, given their tedious application and approval process. Instant personal loans are changing that, for good.  Nowadays, there are mobile apps that allow you to request a loan and get it processed in as less as 15 minutes. If you need some cash instantly, the ideal way out is applying for an instant personal loan. Many people, however, refrain from instant personal loans due to the various myths associated with them. To clear the smokescreen, in this blog post, we debunk five myths about personal loans. Read on.  “Instant personal loans have high interest rates.” The notion is simply untrue. Personal loans usually have much lower interest rates, compared to other loan methods, which can be as low as 1.48 percent per month. Besides, the interest rate of a personal loan depends on a number of factors, such as the applicant’s credit score, loan amount, and repayment capacity.  Instant personal loans , on the