Best Personal Loan App

For most of us, the thought of prepaying a personal loan may only seem far-fetched, like an almost impossible proposition. Living within your means has become tough because no matter how careful you are with planning your finances, there’s always that one time where you find yourself suffering from a cash crunch. This leads to two popular outcomes – either you drop all your pride and ask your family/friends for a little extra cash, or you decide to take out a personal loan. Now, I know what you’re thinking. It’s easy enough to get a personal loan today, but paying it off is tough. You’ve got to plan and set aside funds for it, and budget it as a real expense. Doing so puts a strain on your monthly finances. In such a scenario, how does one prepay a personal loan? Well, you can do so if you come into a large sum of money via a bonus or a pay hike. In case you’re not convinced, we’ve listed out three advantages of prepaying a personal loan. Read on: 1. It Impacts Your Credit Sc

Festivals bring with them the prospect of good cheer, celebration and joy. India as a country is home to many cultures, and as a result, numerous festivals. Each festival is unique and significant in its own way. When it comes to celebrating festivals, it is often done with a lot of zeal and fervor. Most of us also treat festivals as an opportunity to get together and spend time with our family amid the backdrop of festivities and cheer. However, festivals are not all fun and games. They are also synonymous with gifting and shopping, which brings us to the prospect of heavy spending. Visiting your family and friends without a proper gift is almost unheard of. This is why many salaried professionals opt for Festival Loans to help them bear the financial load.  A festival loan is a simple  instant personal loan , taken for the purpose of shopping for festivals. There is no special loan that is offered as a ‘Festival Loan’. If you come across offers of festival loans from banks or o

Whenever you’re faced with a financial emergency, taking out an instant personal loan is sure to be among the top choices that you would usually consider, in terms of coming up with the required funds. This is primarily due to the convenience they offer, from the reduced TAT and loan disbursal time, to the minimal documentation required. Today, it is very easy to get an instant personal loan, owing to the vast number of banks, NBFCs, and FinTech companies that provide them. Whether you need a personal loan in Bangalore, or a personal loan in Chennai, you can get one in a matter of minutes.  While it is always a good idea to borrow only how much you require, it may so happen that you end up taking a number of such personal loans in quick succession. In such cases, your financial goals are sure to take a hit, because a lot of debt accumulation has now taken place. While keeping track of numerous EMI payments can be tough, there is an option that can make your life easier – consoli

In today’s day and age, anybody who wants to borrow a loan to take care of a financial emergency has a plethora of options available at his/her fingertips. Thanks to a rapid increase in the number of banks and other financial institutions across the country, the rate of loan disbursals has also increased. Most financial organisations also have an online presence, which means that you can borrow an online loan from the comfort of your home. At the same time, the lending criteria for online loans has also become stricter. In case you’re thinking of taking out an online loan, here are four tips for getting it approved. Read on. 1.  Understand your loan needs Before zeroing in on your lending organisation, check out the various loan companies online and see what they are offering. Chances are, that you may get the loan you’re looking for at better interest rates or loan terms than you first imagined. You need to be sure about the kind of loan you’re looking for, the interest rate y