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Showing posts from December, 2021

4 Things You Can Do With a Personal Loan for Xmas

 Christmas is that time of the year when we give into our cravings and loosen our purse strings. But this financial indulgence can sometimes land us in trouble in the coming year if it is not handled well. This is where personal loans come to our rescue. Planned personal loans can help you manage your budget without cutting your gifting list short. Here is a list of 4 things you can do with a personal loan for Xmas. 1. Get a New Gadget Whether you wish to give your parents a new mixer or want to buy yourself a new MacBook  but can’t do it because of a lack of funds, getting a personal loan can be the best way forward. Many electronic companies offer heavy discounts during Christmas to boost sales, and personal loans can help you get the best gifts for your loved ones to make for a truly festive season. 2. Buy a New Car Vehicle manufacturers come up with attractive deals on a variety of car models during Christmas. If you're planning to buy one, then this might be the perfect time

4 Reasonable Uses of a Business Loan

If you’re a business owner, you’ll already know that any business, big or small, requires adequate money at regular intervals to function smoothly. If you want to start your own venture, then there are several business loan companies in India that’ll help you get a business loan. However, be prepared, for a lot of your so-called ‘well-wishers’, friends, and extended family members will think it’s a crazy idea. All of them will have stories oh how they had that ‘one friend’ who started his own company with money from a business loan company only for it to go kaput later. Don’t let these instances deter you. As long as you believe in your idea and are confident of its success, nothing should stop you. If you already have your own venture, there are several good reasons to get a business loan . Read on: 1. Expanding Your Physical Space  Does your current office location have too many employees and very little space? Are you struggling to find cubicles for new hires? If that’s the case, yo

4 Reasons to Apply for a Private Loan from FinTech Lenders

Today, personal loans have emerged as the go-to solution for salaried professionals and self-employed individuals in a cash crisis. There are also many different types of private loan providers apart from traditional banks and NBFCs. FinTech players are top-rated right now, considering India has the highest FinTech adoption rate globally (87%) compared to the global average (64%). They have also developed a strong reputation for themselves, as their eligibility criteria are more flexible and easier to meet. FinTech lenders also offer loans with better terms as compared to conventional banks and financial institutions. Here are four reasons why you should apply for a private loan with FinTech lenders: 1. Instant Approval When you think of taking private loans from a bank, do you think of instant approvals? No! The good news is that FinTech lenders have changed this completely. Once you download the app / go to their website and fill in a few basic information about yourself (including