Best Personal Loan App

Whether you’ve harboured aspirations of becoming an entrepreneur or not, you can’t deny the perks that come with being one. Of course, starting out on your own comes with various tough challenges, some hard enough to make you rethink leaving a cushy, stable, and salaried job. Then again, the perks are equally enticing – being your own boss is the best among many others. While the current economic climate encourages everybody to stick on to a stable, ‘day job’, we’ve also seen how one can lose one’s job at any time without warning. If you’re thinking of starting your own small business but aren’t sure about what to do, here are five small business ideas and opportunities you can take up today: 1.  Ride-Hailing Services From the past few years, the ride-hailing business in India has become a standard part of daily life, especially for the salaried class. For people who don’t drive, hailing an OLA or Uber cab is almost always how they travel. If you have a good driving record, it is a...

There are many reasons why you may need to borrow money. You may fall short of cash while making an important purchase, or just need some money to cover an unexpected expense. When you’re in urgent need of funds, quick access to the required funds is what counts. Sometimes, borrowing from family or friends might be an option. But you may still not be able to arrange the required amount quickly enough. In such a situation, taking out a personal loan may be a great idea. A small personal loan will grant you cash very quickly. The fact that it is unsecured makes it even better. A personal loan is an unsecured loan taken from either banks or non-banking financial companies (NBFCs). You don’t need to pledge any security or collateral while availing a small personal loan . You also have the flexibility of using the funds for your personal needs (unlike an auto or home loan). Here are 4 reasons to take out a personal loan: 1. Consolidating Debt Consolidating debt is one of the most...

Many a time you may find yourself in a financial emergency where you’re running short of funds, but with a twist. You don’t require a huge amount of money for something major (like medical bills), but on the contrary, it’s the opposite – you require only a small amount, but cannot get it from your family or close friends.  Being stuck in such a situation can only be doubly frustrating – imagine not being able to take care of a small yet important expense just because you don’t have the money! And my small amount, I mean amounts ranging from Rs. 2,000 – Rs. 8,000. Many people may have a variety of needs to be met, like paying for their rent, paying insurance premiums/loan EMIs, or making a necessary purchase.  If you can’t borrow from friends (because they’re in the same boat as you) or your family (for obvious reasons), then what do you do? Take out a cash loan, of course! Here are three things to do in case you need one: 1. Find a Good Lender Anybody who wants a s...