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Showing posts from February, 2019

3 Ways to Curb Excessive Spending

When it comes to excessive spending, all of us have been guilty of doing so at some point. Sure, there’s nothing wrong with occasional splurge – like a good watch, a nice dress, or a pair of fancy shoes. The problem arises when you find that you seem to be making quite a few impulse-buys quite regularly and can’t stop yourself. Either that or you cannot draw up a sensible budget for yourself. As a result, you have absolutely no idea where all your money went at the end of every month. Does that make you feel like taking out a quick personal loan? If it does, don’t lose hope just yet. If you’re frustrated with your inability to save any money every month, we’ve got some tips for you that’ll help you do just that. 1. Carry Less Cash If you have a habit of carrying cash with you whenever you step out of the house, that needs to stop right now. You know as well as I do that you have a higher chance of spending if you have physical cash on you. Using your debit card to make purcha

3 Things to Do If You Need a Small Business Loan

If you’re a business owner, big or small, you’re sure to agree with me on one thing – all businesses need money. You need money to grow your business as well as manage it on a day-to-day basis, and keep it running smoothly. Getting the required funding for your business sure is tough – it’s not every day that you come across investors who are willing to put money into your enterprise. Thankfully, there is still the option of availing small business loans, in case you need an extra infusion of cash for your various business needs. There are a number of small business loan companies that offer loans to entrepreneurs. Still, applying for a loan needs some preparation. We’ve listed out three things you need to do in case you’re thinking of taking out a small business loan: 1. Check Out The Available Options This point applies to you when you’re taking out an everyday, all-purpose personal loan as well. It’s always a good idea to shop around with banks, financial institutions and

Advantages of Applying Online for Personal Loans in India

Money, as they say, is one of the most valuable assets in the present day scenario. From purchasing groceries to buying a house or starting a business of your own, money plays a crucial part in taking such decisions. Financial emergencies can emerge out of the blue at any moment in time. For such emergencies, instant loan services serve as a boon. The recent influx of technology advancements in India has digitized almost all the government services including the banks.  Many banks in India today provide online services such as account opening, instant loan services, and other finance-related services. Apart from banks, the rising economy has given birth to many startups in India who can help individuals in the hour of need with instant cash. One of the most prominent and user-friendly ways to get an instant cash loan is through KreditBee.in. They provide services such as online loan application and approval within no time. Here are some of the key advantages of applying online for p

3 Advantages of Taking Out a Private Loan

Today, there is no dearth of loan providers if you require emergency short-term funds. Thanks to the internet and its amazingly vast reach, you can avail a loan online from the comfort of your home, without having to step out. While traditional banks still exist today, with their loyal customer base, a number of young, salaried millennials like you and I are choosing to explore newer options even when it comes to borrowing money. NBFCs, FinTech companies, and private loan companies are also being considered as a source of short-term funds. While there are many reasons for this, the convenience offered by these lenders, along with freedom from the myopic lending standards of banks (your credit score is the prime factor that decides your eligibility) are the two main ones. If you cannot qualify for a personal loan from a bank (maybe because of a low credit score), you can also try approaching a private lending firm. We’ve listed three advantages of applying for a private loan over

The Upside and Downside of Cheap Cash Loans

A Cheap Cash Loan is one in which you need the cash urgently, but do not intend to pay too much for the convenience. This type of cash loan is very popular nowadays for various reasons which include fast approval and not requiring collateral. They are commonly referred to as payday loans. These loans can be very convenient in emergencies or when you don't want to involve your credit. Although there may be a few downsides, the upside is too good to ignore.    The Upside to a Cheap Cash Loan A cheap cash loan is a great choice when you wish to go on vacation, buy an important item, or make an unexpected payment. This quality of being hassle-free is one that attracts most people to cheap cash loans or payday loans.  If you are of 18 years going forward, have a monthly salary, and a checking account, you are eligible for a cheap cash loan . More so, even a person with a bad credit history has the assurance of getting the cheap cash loan when they apply for a bad credit payd