Best Personal Loan App

Traditionally, you need to dress up and then go down to the bank or finance house to apply for a loan. The whole process is such a hustle not only in that sense but also in the fact that you need to prove yourself credible, attach the provided credit to an asset, and do regular check-ups to know the status of your application. The paperwork involved in itself is pure torture. Thanks to technological advancements, today you can access online loan apps that simplify the whole process. Online Loan Apps have dramatically changed how you can access credit lines in times of emergency. With its growing popularity among users, the market for online loan approvals is also growing. Two critical factors are driving people towards online loan apps. One is that using an online app is way convenient in a wide range of scenarios. The second is the fact that online loan apps give you access to services that are structured flexibly. Choosing to use an Online Loan App Convenience Theo...

A Cheap Cash Loan is one in which you need the cash urgently, but do not intend to pay too much for the convenience. This type of cash loan is very popular nowadays for various reasons which include fast approval and not requiring collateral. They are commonly referred to as payday loans. These loans can be very convenient in emergencies or when you don't want to involve your credit. Although there may be a few downsides, the upside is too good to ignore.  The Upside to a Cheap Cash Loan A cheap cash loan is a great choice when you wish to go on vacation, buy an important item, or make an unexpected payment. This quality of being hassle-free is one that attracts most people to cheap cash loans or payday loans.  If you are of 18 years going forward, have a monthly salary, and a checking account, you are eligible for a cheap cash loan. More so, even a person with a bad credit history has the assurance of getting the cheap cash loan when they apply for a bad credit payda...

Many people find themselves in situations wherein they require instant cash with an instant personal loan being the only light in sight. An instant personal loan can be offered to salaried individuals for any personal reason, such as paying off debts, meeting personal obligations, financing unforeseen expenses and much more. There is no security or collateral required to avail a Personal Loan, and that is why they are termed as unsecured loans. If you have any doubts about your chances when applying for an instant personal loan, this blog post is for you. Read on as we cover all the things you need to know about the instant personal loan application. Personal Loan A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don’t usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need. It can serve as your solution for managing your trav...

When it comes to borrowing loans today, the salaried professional has three broad options in front of him – borrowing against a credit card, taking a loan from a traditional bank, or availing a personal loan from among a host of lenders, including NBFCs and FinTech companies. Each of these options come with their own disadvantages, though. Traditional banks are known for long waiting times – it can take up to two weeks just to get your loan application approved, leaving aside the long queues and extensive documentation involved. Personal loans do come with a lot of benefits, sure, but if you’re looking for smaller amounts, chances are you won’t find anything below ₹50,000. The repayment tenures that personal loans come with are also usually from six months to a year. Let’s not even talk about how costly credit cards are – interest rates start from 15% and can go up to as high as 30%.  So, if you have a sudden expense to meet, but you only want a small amount, let’s say, aroun...

When it comes to borrowing loans in order to meet sudden, unplanned financial needs or to arrange funds for a large emergency, there are two options for borrowing money – personal loans and salary advances. A personal loan is an unsecured loan that you can avail to take care of a variety of expenses, without any worry because it is an unsecured form of borrowing. Moreover, banks do not monitor the way you use the funds of a personal loan. In a similar vein, salary advances also let you meet a variety of expenses, but the only change being that this is an advance on your future salary. There is a contract between your employer and yourself now, which is a good thing, as you don’t have to look elsewhere for money. Nowadays, more and more companies are tying up with salary advance companies that operate through an app. Here are three benefits you get through such a service: 1. Economies of Time and Money If you want an advance on your future salary and if your company has tied up ...

A sudden vacation plan? Found the perfect deal on the laptop you’ve been looking forward to buying? Don’t have enough money in your account to buy someone a gift? No matter what the need is, instant cash always comes in handy. Instant cash loans are a form of credit that meets your immediate requirements and have shorter repayment periods. Offered by a lot of banks and other financial institutions, cash loans have become extremely popular today. The biggest advantage of a cash loan is the convenience it offers, along with easier and quicker approvals compared to traditional loans. Here are some of the benefits you can avail. Take a look. Benefits A reliable source of fund Minimal documentation required A simple and hassle-free application process Quick processing time How to Apply All you need to do is to find a company such as KreditBee that lets you apply for instant cash loan online . Ranging from ₹ 1,000 to ₹ 1 Lakh, the loan amount is credited directly to your ...

Many a time you may find yourself in a financial emergency where you’re running short of funds, but with a twist. You don’t require a huge amount of money for something major (like medical bills), but on the contrary, it’s the opposite – you require only a small amount, but cannot get it from your family or close friends.  Being stuck in such a situation can only be doubly frustrating – imagine not being able to take care of a small yet important expense just because you don’t have the money! And my small amount, I mean amounts ranging from Rs. 2,000 – Rs. 8,000. Many people may have a variety of needs to be met, like paying for their rent, paying insurance premiums/loan EMIs, or making a necessary purchase.  If you can’t borrow from friends (because they’re in the same boat as you) or your family (for obvious reasons), then what do you do? Take out a cash loan, of course! Here are three things to do in case you need one: 1. Find a Good Lender Anybody who wants a s...