Best Personal Loan App

Personal loans are a type of unsecured loan offered to working professionals to quickly and conveniently meet their financial needs. As a form of credit, personal loans are very convenient, mainly because they are collateral-free. If you are looking to avail of a personal loan, you needn't stress about giving up your assets as collateral. This is one reason why you'll find that the interest rate on personal loans is a tad bit higher than your average car loan or home loan. There are several providers you can approach for a personal loan, including FinTech companies and NBFCs. Depending on your loan provider, you can find different personal loan products specific to a particular need. For example, you have personal loans for a wedding , personal loans for a low salary, and personal loan for travel as well. The application process is also straightforward and usually takes place online. Your eligibility depends on factors like your credit score, credit history, repayment abilit...

Across the globe, the coronavirus pandemic has upended life as we know it. Economies have spiralled, and businesses have halted operations or shut down completely. Salaried professionals in the corporate sector face immense anxiety, as their employers ask them to take pay cuts. Thousands of workers have been furloughed or laid off as well. In such an uncertain climate, it's natural to be worried about your next salary. If you've been asked to take a pay cut, managing your living expenses on a reduced salary is bound to be challenging. There will be times where you'll be short of cash for necessary expenses. Borrowing from friends or family may not be an option, as your peers are worried about their jobs too. In such a scenario, people are increasingly turning towards borrowing instant loans online to get emergency cash quickly. But are instant loan approvals good news? We explore three ways to borrow money in a financial crisis. Read on: 1.Payday Loans This is a type of ca...

Loans have become an inevitable part of everyone’s lives nowadays. They can be your saviour whenever you need a significant amount of money and want to meet such expenses without disturbing your savings. But out of all the available loan options, an online loan is the one you can opt for any time you need quick financial assistance. The best part about online loans is the quick disbursal of the loan amount. Once you are through with the loan application process, it generally takes up to a few minutes at most. Continuing on the subject, in this post, we share the top benefits of applying for a loan online. Read on. Amount Flexibility Online loans offer flexibility on the amount that you are eligible to borrow. Though there are lower and upper limits, they are usually set to conveniently fulfill all your small and big requirements. This way, you won’t have to look towards your savings to meet your basic needs or satisfy your desires. In short, you can quickly get everything done with su...

Over the last five years or so, shopping has undergone a fundamental change in India. Online shopping has caught on in a big way, thanks to several online shopping platforms sprouted in the last few years. So much so that online shopping is almost synonymous with shopping itself. Online shopping platforms like Flipkart, Amazon, and Myntra are the country's top online shopping sites today. These platforms have their own flagship sales and festive sales, which are a huge hit with people across the country. However, certain mistakes can still cost you money while shopping on your favourite online platform. Whether you've saved up for your favourite deals, or have taken out an online shopping loan for the same, here's how you can save big while shopping online. 1.Zero in on Specific Products It's always a good idea to zero in on a particular product model, rather than just the offer. This will help you decide what you really want and help you save time, instead of aimlessl...

When it comes to availing of online loans today, ease of access and quick disbursal time matters a lot. Emergencies can knock on your door at any time. There's no point availing of an online loan if you can't get the full amount you require. Similarly, if you have to wait a lot for your loan to get approved, you can lose precious time you don't have. Not meeting your financial needs on time can have serious consequences as well.  Today, there are two popular types of online loans that can give you a much-needed cash infusion when you need it. They are term loans and Flexi personal loans. These loans can help you meet various financial goals you may have, including education expenses, planning a wedding, or home renovation. However, these two sources of funds do differ from each other in many ways. Here's all you need to know about these loans: 1.Nature A term loan is usually a 'fixed' type of loan, in the sense that the loan amount is given out at once as a lum...

 When it is about managing your finances, you may have to compromise on several wishes to fill in with the necessities, especially in strenuous times such as the lockdowns induced by the COVID-19 pandemic. However, things have changed now. In the current scenario, you can conveniently access financial assistance to meet your short-term emergencies with a personal loan. You can use a personal loan EMI calculator to help you understand the EMI payments and the interest rates. Continuing on the subject, in this post, we present three ultimate benefits of opting for a personal loan. Read on.  Convenient Processing Unlike other loan options where there is an extensive application process, personal loans have convenient processing. For example, you can apply for a KreditBee loan online. There won’t be any requirement for multiple in-person meetings. Moreover, the processing gets done quickly. Hence, you need not wait for days or months to get the funds. This comes in handy at times...

Whether you’ve harboured aspirations of becoming an entrepreneur or not, you can’t deny the perks that come with being one. Of course, starting out on your own comes with various tough challenges, some hard enough to make you rethink leaving a cushy, stable, and salaried job. Then again, the perks are equally enticing – being your own boss is the best among many others. While the current economic climate encourages everybody to stick on to a stable, ‘day job’, we’ve also seen how one can lose one’s job at any time without warning. If you’re thinking of starting your own small business but aren’t sure about what to do, here are five small business ideas and opportunities you can take up today: 1.  Ride-Hailing Services From the past few years, the ride-hailing business in India has become a standard part of daily life, especially for the salaried class. For people who don’t drive, hailing an OLA or Uber cab is almost always how they travel. If you have a good driving record, it is a...